Our MJBL SME loans are customized to suit your business needs, built with flexibility and cater for various segment of industries. We offer financing on working capital, cash flow financing, property financing /refinancing and performance guarantee (or combination).

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Term Loan:

  • Financing up to 70% of the property value
  • Repayment period up to 15 years or 180 months
  • Special package on BOL and DOSMEP program

 

Overdraft:

  • Short term working capital financing, annually review basis
  • Financing up to 70% – secured against property
  • Financing up to 100% – secured against Term Deposit

 

Revolving Credit:

  • Short term cash flow financing, annually review basis
  • Financing up to 70% – secured against property
  • Financing up to 100% – secured against Term Deposit

 

Bank Guarantee:

  • Performance guarantee against project acceptable to bank
  • Financing up to 70% – secured against property
  • Financing up to 100% – secured against Term Deposit

 

All the SME loans offer by bank are subject to the following conditions

  • Loan denomination in LAK and USD
  • Joint and several guarantee by the directors / partners
  • Attractive interest rate offer

 

*Terms and conditions applied

**Insurance coverage throughout the financing period is a must if loan secured by property

Please visit our branches or MJ Sabai nearest to you to experience our warmly welcome or contact us via our 24/5 hotlines: +856 21 411 777, [email protected] for more information.

For our branch and MJ Sabai address, please click here.