Our loans are customized to suit your business needs, built with flexibility and cater for various segment of industries. Our business model accept financing on working capital, cash flow financing, property financing /refinancing and performance guarantee (or combination).

Term Loan:

    • – Financing up to 70% of the property value
    • – Repayment period up to 15 years or 180 months

 

Overdraft:

    • – Short term working capital financing, annually review basis
    • – Financing up to 70% if secured against property
    • – Financing up to 95% if secured against Term Deposit

 

Revolving Credit:

    • – Short term cash flow financing, annually review basis
    • – Financing up to 70% if secured against property
    • – Financing up to 100% if secured against Term Deposit

 

Bank Guarantee:

    • – Performance guarantee against project acceptable to bank
    • – Financing up to 70% if secured against property
    • – Financing up to 100% if secured against Term Deposit

 

All the SME loans offer by bank are subject to the following conditions

    • – Loan denomination in LAK and USD
    • – Joint and several guarantee by the directors / partners
    • – Attractive interest rate offer

 

*Terms and conditions applied

**Insurance coverage throughout the financing period is a must if loan secured by property