MARUHAN Japan Bank Lao was founded in Feb 2013 by the present Chairman Dr. Han Chang-Woo and is the first and only Japanese-owned commercial bank in Lao PDR. As it is in our heritage, we embody Quality, Service, Innovation and Trust. Our Group has banking presence in Laos, Cambodia and Myanmar, which provides unparalleled regional banking experience. Here at MJBL, we strive to be Glo-cal, a term coined combining the best of global and local talents & expertise with a strong local understanding, business focus and long-term vision to be here in Lao for good – serving our local communities, businesses and customers.

The Bank has a significant footprint of 4 domestic branches which include the first-ever fully digital & paperless branch at World Trade Centre which is the first in Laos and the region. The digital service unit is 100 percent paperless, automated, and uses straight-through-processing. Furthermore, to enhance customer experience and empower financial inclusion, MJBL has already expanded its physical banking presence to 154 MJ Sabai agency banking centers across 9 provinces and more to come.

MJBL is an international locally incorporated bank providing a full range of financial products and services ranging from retail banking, SME banking, corporate banking, and VIP banking and with a wide spectrum of award-winning digital enablers – MJ Saduak mobile banking & e-wallet application, corporate online portal, an e-commerce auto settlement solution (E-CASS), DOI (Domestic Oriented Infrastructure), and the 1st fully paperless and digital bank, and many more for the convenience of customers coupled with a range of professional, affordable, convenient and easy to use banking services with the kind of personal hospitality that the Japanese are renowned for throughout the world.