PREMIER BANKING ACCOUNT

Whether you have an individual, small, mid-sized or large business, MARUHAN Japan Bank Lao Premier Banking is a unique and elite banking service designed for convenience and customized by experienced wealth managers to manage your wealth with financial solutions that suit your lifestyle, allow you to reach your particular financial goals and provide a secure environment for your money. We offer 3 types of account which are Saving Account, Term Deposit, and Private Banking

Saving Accounts is suitable for people or corporations that have a regular income to save, this saving account is convenient for deposit and withdrawal any time needed by using passbooks and ATM card.

MARUHAN Japan Bank Lao Private Banking is a unique and elite banking service designed for convenience and customized by experienced wealth managers to manage your wealth with financial solutions that suit your lifestyle, allow you to reach your particular financial goals and provide a secure environment for your money.

At MARUHAN Japan Bank Lao Private Banking, we provide the ultimate in financial planning and wealth management.

Please follow the information below for the features and requirements of the specific type of account.

We take care of all of your banking needs; from daily cash transactions to the long-term management of your investment portfolio, with premium levels of customer service and total respect for your privacy.

Features
  • To promote savings: Saving Accounts is suitable for people or corporate that has regular income to save, this saving account is convenient for deposit and withdrawal any time needed by using passbooks and ATM card.
  • Statement of this saving account can be used as financial statement.
  • Interests credited 2 times per year: Every 30th June and 31st December.
  • You can deposit money by cash via ATM machine with 3 currencies: LAK, USD and THB
  • Comfortable…Instant withdrawal any ATM in Beconnex
Eligibility
  • Personal Accounts
  • Joint Accounts
ATM Withdrawal FeeFree
StatementUpon request.
Current period: Free
Past months: LAK40,000/USD5/THB150
PassbookFree
Min. Account OpeningLAK500,000,000; USD50,000; THB2,000,000
No interest if account balance falls monthly average basis LAK300,000,000; USD30,000; THB1,000,000
Charges if account balance falls monthly average basis LAK50,000,000; USD5,000; THB150,000
Charges: LAK160,000; USD20; THB600
Account Service FeeNo fee charge for Saving Account including New ATM card and Account Maintenance for monthly or annual fee.
Unless: Early Account Closure before 3 months and account become 6 months dormancy will charge: LAK40,000; USD5; or THB150.
RequirementsResident: Passport, ID card or Family Book.

Non-Resident: Passport, Work Permit and Stay Permit.

FeaturesThe Term Deposit accounts provides high income earn from variety fixed term interest rate over a specified period.
  • Standard Term Deposit: is a fixed deposit that provides customers the interest at the maturity date and it offers the highest interest rate.
Eligibility
  • Personal Accounts
  • Joint Accounts
ATM Withdrawal FeeN/A
StatementN/A
PassbookA Certificate
Min. Account OpeningLAK500,000,000; USD50,000; THB1,500,000
No Interest Account BalanceN/A
Min. Ongoing BalanceN/A
Account Service Fee
  • Early Account Closure before maturity date will charge fee: LAK40,000; USD5; THB150.
  • Less than 3 months after opening account, no interest.
  • Over 3 months but not on maturity date, saving interest rate at the date closure is applicable.
RequirementsResident: Passport, ID card or Family Book.

Non-Resident: Passport, Work Permit and Stay Permit.

DescriptionOur dedicated Private Banking Team is committed to providing you with a personalized and integrated service every time you bank with us. This team will be the foundation of a unique, long term relationship that will allow us to partner with you to provide unparalleled quality and levels of customer service, whatever your individual financial needs may be.
Our Private Banking TeamAre trained and fully supported by our team of in-house experts, the latest in banking technology and tailor-made financial tools.
Will invest time to understand your requirements during regular and time efficient financial reviews and assessments. Oversee your relationship with us and assist you in your daily and long term banking needs. Will assist you with any kind of enquiry, however small.
Other value-added services
for Private Banking customers
Exclusive use of the Private Banking suite/facilities which are well equipped with comfortable furniture, a cable flat screen TV, daily newspapers and magazines, and internet facilities. A dedicated and well-trained hospitality team who will serve you with unlimited freshly brewed coffee (Espresso/Cappuccino/Latte) and other drinks while you are visiting us.
Unique Banking SolutionsAs one of our highly valued Private Banking customers, you will enjoy these privileges:
  • Waiver of minimum balance and other fees
  • Offsite account opening at your home and/or office
  • Free account opening and waiver of maintenance fees
  • Attractive interest rates
  • Specially designed personal and business passbook(s)
  • Cheque book facility
  • Free ATM card loss replacement
  • Prioritized customer service; no need to queue for banking services
  • A fully cash-secured overdraft facility (subject to customer's request)
  • Unlimited over-the-counter deposits and withdrawals
  • Easy transfer between your accounts
  • Preferential price offers (loans, deposits and inward and outward wire transfers).