Fees & Charges

Fees and Charges Dated: 8.2.2021
MJBL Product & Service Fees & Charges
  Cash Service
1 Deposit Waive
2 Withdrawal Waive
3 Cash Cheque Waive
4 Buy/Sell Foreign Currency Waive
5 Loan Repayment/ Settlement Waive
6 Loan Prepayment Waive
7 Outward/Inward Telegraphic Transfer (OTT/ITT)
outward (OTC) LAK20,000
Inward Waive
8 Outward/Inward Telegraphic Transfer (OTT/ITT) International
Outward (OTC) 0.2%, minimum USD10 + Cable Charge USD15 + USD30 (Beneficiary receive full amount)
Inward 0.05%, minimum USD5 and Maximum USD500
  Non Cash Service
1 A/C Opening (Personal/Business/Term Deposit) Waive
2 A/C maintainance (Business current A/C) LAK40,000 / 6 months
3 A/C Closing (CASA/TD)
A/C Closing Saving before 3 months LAK40,000
A/C Closing TD before maturity LAK40,000
A/C Closing Current before 3 Months LAK40,000
A/C become dormant LAK40,000
4 Passbook initial issuance Waive
5 Passbook loss and re-issuance LAK20,000
6 Payroll – Uploading LAK1,000 per A/C
  Cards Product
1 ATM Issues LAK20,000
2 ATM re-Issues LAK20,000
3 ATM Cards (Closed/Re-open, Mapping) LAK20,000
4 ATM Pin (New Issue) LAK10,000
5 ATM monthly fees LAK5,000 (effected 1st April 2021 onward)
6 Refund ATM Waive
7 ATM Camera request view LAK40,000
8 MJBL Virtual Debit Card Issuance USD 5
9 MJBL Virtual Debit Card refund Waive
10 Fee for cross currency transaction usage (FX fee) 2%
11 As 0f 08 October 2021 MJBL virtual debit MasterCard will service for USD account only
  Bank Certified Document Request
1 Statement 1 Year and below LAK20,000
2 Statement Over 1 year and above LAK20,000 / Year
3 Bank Balance Confirmation LAK40,000
4 Standing Oder Establishment Waive
  Cheque Product
1 Banker Check issuance LAK40,000
2 Inward Cheque Clearance Waive
3 Visa Cheque/Block CHQ/Block amount LAK15,000
4 RTGS Transactions (Remittance Domestic) LAK20,000
5 Bank chequeBook Issuance (25pages per book) 40000
6 Stop Cheque Payment LAK20,000
7 Cheque Return Process LAK100,000
  Loan Products
Retail
1 Auto loan 0.5% of loan amount or Minimum LAK1.0 million
2 Personal loan (Payroll) 1.0% of loan amount or Minimum LAK10,000
3 Housing loan 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000)
4 Re-Mortage loan 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000)
Non-retail
1 QR Merchant Term loan 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000)
2 SME Property loan 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000)
3 SME Term loan 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000)
  Online – Banking (Individual & Corporate)
MJ Saduak (Individual)
1 Registration Fee Waive
2 Monthly Fee Waive
3 Balance Inquiry Waive
4 Domestic Fund Transfer LAK10,000
5 Internal Fund Transfer Waive
Corporate Portal (Corporate)
1 Registration fee Waive
2 Monthly Fee & charge – View only Waive
3 Monthly Fee & charge – View + Transaction LAK50,000 / month / ID.
4 Fund transfer Within MJBL Waive
5 Domestic Fund transfer (Corporate Portal)
Tier 1: LAK200 million & below LAK10,000 / transaction
Tier 2: LAK200 million to LAK1,000 million LAK20,000 / transaction
Tier 3: Amount above LAK1,000 million LAK40,000 / transaction
6 International transfer charges 0.2%, minimum USD10 + Cable Charge USD15 + USD30 (Beneficiary receive full amount)
7 Apply Product subject to existing fees
8 Bill payment subject to existing fees
9 Change or Amendment of detail
Bill payment Amendment LAK10,000 / request
Reset TPIN LAK5,000 / request
Unlock USER LAK5,000 per user / request
10 Adding new user
Opening 1 Admin + 3 users Waive
Adding New User (request by customer) LAK5,000 / user
Approve New User (Online request vs Corporate portal System) LAK5,000 / user
Remark: Fees & charges are subject to periodic review as and when necessary due to market change or regulatory requirement.
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