Fees & Charges
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| Fees and Charges | Dated: 8.2.2021 | |
| MJBL Product & Service | Fees & Charges | |
| Cash Service | ||
| 1 | Deposit | Waive |
| 2 | Withdrawal | Waive |
| 3 | Cash Cheque | Waive |
| 4 | Buy/Sell Foreign Currency | Waive |
| 5 | Loan Repayment/ Settlement | Waive |
| 6 | Loan Prepayment | Waive |
| 7 | Outward/Inward Telegraphic Transfer (OTT/ITT) | |
| outward (OTC) | LAK20,000 | |
| Inward | Waive | |
| 8 | Outward/Inward Telegraphic Transfer (OTT/ITT) International | |
| Outward (OTC) | 0.2%, minimum USD10 + Cable Charge USD15 + USD30 (Beneficiary receive full amount) | |
| Inward | 0.05%, minimum USD5 and Maximum USD500 | |
| Non Cash Service | ||
| 1 | A/C Opening (Personal/Business/Term Deposit) | Waive |
| 2 | A/C maintainance (Business current A/C) | LAK40,000 / 6 months |
| 3 | A/C Closing (CASA/TD) | |
| A/C Closing Saving before 3 months | LAK40,000 | |
| A/C Closing TD before maturity | LAK40,000 | |
| A/C Closing Current before 3 Months | LAK40,000 | |
| A/C become dormant | LAK40,000 | |
| 4 | Passbook initial issuance | Waive |
| 5 | Passbook loss and re-issuance | LAK20,000 |
| 6 | Payroll – Uploading | LAK1,000 per A/C |
| Cards Product | ||
| 1 | ATM Issues | LAK20,000 |
| 2 | ATM re-Issues | LAK20,000 |
| 3 | ATM Cards (Closed/Re-open, Mapping) | LAK20,000 |
| 4 | ATM Pin (New Issue) | LAK10,000 |
| 5 | ATM monthly fees | LAK5,000 (effected 1st April 2021 onward) |
| 6 | Refund ATM | Waive |
| 7 | ATM Camera request view | LAK40,000 |
| 8 | MJBL Virtual Debit Card Issuance | USD 5 |
| 9 | MJBL Virtual Debit Card refund | Waive |
| 10 | Fee for cross currency transaction usage (FX fee) | 2% |
| 11 | As 0f 08 October 2021 MJBL virtual debit MasterCard will service for USD account only | |
| Bank Certified Document Request | ||
| 1 | Statement 1 Year and below | LAK20,000 |
| 2 | Statement Over 1 year and above | LAK20,000 / Year |
| 3 | Bank Balance Confirmation | LAK40,000 |
| 4 | Standing Oder Establishment | Waive |
| Cheque Product | ||
| 1 | Banker Check issuance | LAK40,000 |
| 2 | Inward Cheque Clearance | Waive |
| 3 | Visa Cheque/Block CHQ/Block amount | LAK15,000 |
| 4 | RTGS Transactions (Remittance Domestic) | LAK20,000 |
| 5 | Bank chequeBook Issuance (25pages per book) | 40000 |
| 6 | Stop Cheque Payment | LAK20,000 |
| 7 | Cheque Return Process | LAK100,000 |
| Loan Products | ||
| Retail | ||
| 1 | Auto loan | 0.5% of loan amount or Minimum LAK1.0 million |
| 2 | Personal loan (Payroll) | 1.0% of loan amount or Minimum LAK10,000 |
| 3 | Housing loan | 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000) |
| 4 | Re-Mortage loan | 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000) |
| Non-retail | ||
| 1 | QR Merchant Term loan | 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000) |
| 2 | SME Property loan | 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000) |
| 3 | SME Term loan | 1% of loan amount or Minimum LAK1.5 million. Collateral appraisal fees LAK0.5M (Collateral value < 50,000) or LAK1.0M (collateral value >50,000) |
| Online – Banking (Individual & Corporate) | ||
| MJ Saduak (Individual) | ||
| 1 | Registration Fee | Waive |
| 2 | Monthly Fee | Waive |
| 3 | Balance Inquiry | Waive |
| 4 | Domestic Fund Transfer | LAK10,000 |
| 5 | Internal Fund Transfer | Waive |
| Corporate Portal (Corporate) | ||
| 1 | Registration fee | Waive |
| 2 | Monthly Fee & charge – View only | Waive |
| 3 | Monthly Fee & charge – View + Transaction | LAK50,000 / month / ID. |
| 4 | Fund transfer Within MJBL | Waive |
| 5 | Domestic Fund transfer (Corporate Portal) | |
| Tier 1: LAK200 million & below | LAK10,000 / transaction | |
| Tier 2: LAK200 million to LAK1,000 million | LAK20,000 / transaction | |
| Tier 3: Amount above LAK1,000 million | LAK40,000 / transaction | |
| 6 | International transfer charges | 0.2%, minimum USD10 + Cable Charge USD15 + USD30 (Beneficiary receive full amount) |
| 7 | Apply Product | subject to existing fees |
| 8 | Bill payment | subject to existing fees |
| 9 | Change or Amendment of detail | |
| Bill payment Amendment | LAK10,000 / request | |
| Reset TPIN | LAK5,000 / request | |
| Unlock USER | LAK5,000 per user / request | |
| 10 | Adding new user | |
| Opening 1 Admin + 3 users | Waive | |
| Adding New User (request by customer) | LAK5,000 / user | |
| Approve New User (Online request vs Corporate portal System) | LAK5,000 / user | |
Remark: Fees & charges are subject to periodic review as and when necessary due to market change or regulatory requirement.
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